FCMB SheVentures 2026: Get Up to ₦10 Million Zero-Interest Loan for Your Business — No Interest, No Hidden Charges
If you are a woman running a business in Nigeria, this is one opportunity you cannot afford to scroll past.
One of the biggest barriers facing women entrepreneurs in Nigeria is access to affordable capital. High interest rates, tough collateral requirements, and complex application processes have kept many promising businesses from growing. But First City Monument Bank (FCMB) has just opened applications for the 2026 SheVentures Zero-Interest Loan Programme — and this could be the game-changer your business needs.
What Is the FCMB SheVentures Programme?
FCMB SheVentures is a financing initiative by First City Monument Bank designed specifically to support women-owned and women-managed small and medium-sized enterprises (SMEs) across Nigeria. The programme offers zero-interest business loans alongside business advisory services, financial inclusion support, and capacity-building opportunities.
In the words of Nnenna Jacob-Ogogo, Group Head of SheVentures and Impact Segments at FCMB: "By removing the cost barrier and offering quick, flexible funding, this zero-interest loan is designed to safeguard existing jobs, enable businesses to invest in growth initiatives, and foster resilience in challenging economic conditions."
How Much Can You Access?
The loan facility is structured in two tiers:
General Category: ₦500,000 to ₦5,000,000
Sector-Specific Category: ₦5,000,000 to ₦10,000,000
The funding is capped at up to 50% of an applicant's average monthly turnover. Repayment is structured over four or six months, giving you the flexibility to align repayments with your business cash flow. The interest rate is 0% — with all charges embedded in a fully transparent structure, so there are no surprises.
Who Is This For?
This programme is open to:
Women-owned or women-managed businesses
SMEs registered in Nigeria
Businesses in sectors including agriculture, retail, fashion, manufacturing, trading, healthcare, hospitality, education, contracting, and export
Entrepreneurs seeking flexible working capital support to grow their business
What You Get Beyond the Loan
Successful applicants will receive more than just money. The SheVentures programme also provides:
Business advisory services to strengthen your operations
Financial inclusion support to help you manage and grow sustainably
Capacity-building opportunities to sharpen your entrepreneurial skills
A 3-day online training (applicants must be willing to participate)
Deadline
No specific closing date has been announced — but FCMB has advised all interested applicants to apply early due to the high volume of submissions expected. Don't wait. The earlier you apply, the better your chances.
You will need to provide:
Business name and address
CEO/majority shareholder name and gender
TIN Number
Business sector
Loan amount and purpose
FCMB account number (if you already bank with FCMB)
Confirmation that you have the required documentation ready (see terms and conditions on the portal)
Application Link below 👇🏼
apply.fcmb.com/women-in-business-zero-interest-loan
If your business is in retail, agriculture, fashion, manufacturing, or any of the eligible sectors, this is your moment. Zero interest. No hidden charges. Real capital to grow.
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